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Archive for August, 2011

The choice between new car and used car seems simple enough:

A new car costs more and has less problems.

A used car costs less and take more…um…patience.

Actually, there is more to it than that. Here is how to recognize whether you should be buying new or used.

When it comes time to shop for cars, there are six types of people we profile here. You might be one of them. If you see yourself here, you’ll know what to do.

Two Types of People Who Should Buy New

The Teckie: Who cares about price? You have the first iPhone, the first Blackberry and the first Android. And you have a seat reserved on the first commercial flight to Jupiter. All that matters is that you get the newest car.

The Business Owner: A new car is a business write-off (and isn’t that all that really counts?)… if your enterprise is making a profit. If you purchase a pre-owned vehicle you can only write off a small percentage of the cost of the car. Most Dealerships will lease only brand new vehicles. Logically, therefore, the savvy entrepreneur will want to lease a brand new vehicle, so that the net cost of ownership is substantially reduced. That is just good business.

But these aren’t the only people who need to buy a new or used car. Now it’s time to take a peek at the natural market for a second-hand vehicle.

Four Folks Who Should Buy Used Cars

The Fixer Upper Dude: If you drop in on him, you will most likely find that he is surrounded by partially finished projects and spare parts from those projects that were either finished or never will be. His vehicle is often loaded with junk. A brand-new vehicle will lose its shine before you can calculate the financing payments. If you are a handy do-it-yourselfer, becoming the owner of a used car is gives you much more freedom and peace of mind , because nobody feels as bad about scratching up an old car.

The 20-Something: When you’re young, money doesn’t come easy. So the lower price of buying used can usually be the difference between driving or taking transit. Also most new workers will find financing a new car is next to impossible. Used cars can be very cheap for first time car buyers.

The Over 65 Crowd: How well you did in your life will determine which avenue is best to take. If you did great in the stock market and want to splurge, going for that brand new Bentley might be the ticket. That is if money is no object. However, many seniors live on a fixed income, continually eroded by inflation. For them a used car is the car for you. You’ll save thousands in depreciation the minute you drive that new car off the lot.

The Free Spirit: If the thought of taking on a car loan and having to make payments to Mister banker every month gives you the creeps, you might be a free spirit. Buying a good used car, 100% down, would ensure that you feel untethered and not be tied to strict maintenance requirements of a new car…and still have a car at hand to help drive that freedom (pun intended).

Whichever of these six iconic personalities best represents you, you should always do your research. There are many websites that will help you along the way to purchasing that great new or used car. There are many people out there trying to sell their car. In fact, you’ll probably want to sell a car, too, in order to trade up for a new one.

The minutes immediately after a vehicle accident can be full of frantic feelings. After being involved with an auto accident, one of the most important thing for a person to keep in mind is to keep relatively calm. It really is tough to not allow emotions rule actions. After knowing how to remain calm, the scene needs to be assessed. When it is risk-free for an individual to escape the vehicle, they can possibly do this. Check all of the people for accidental injuries. Next someone needs to speak to the police and ambulances if necessary. They can not admit fault under any conditions. They are going to swap insurance company contact information with the other drivers. Before going out of the scene, they need to take snap shots as well as videos of the scenario. The individual really needs to make sure that the photographs and also the videos include most of the damages to all the motor vehicles. The next measure for anyone to take is to find out where the car accident report that the police filed can be located. The insurance companies will point an adjuster to assess the damages on the automobiles and also to talk to all the parties involved. There can be several adjusters based on the number of insurance providers are related. If the parties involved in the a wide range of auto accident have the exact same insurance provider, than there could only be one particular adjuster for those people. A few insurance companies also send an unbiased adjuster. If all of the insurers can agree on an adjuster, there might be just one.

It is very common for an individual to think about who covers the damages when it’s a multiple car wreck. Often, there is a variety of responsible parties. The more motor vehicles that take part in a multiple car accident, the more distress there is. An involved party of this incident won’t often have to do much of anything following the insurance companies are informed. The insurance providers should handle every thing themselves. Still, a few insurance companies will try to get hold of the other involved parties. If this situation happens, an individual needs to contact their insurance company. In case there were any injuries that had occurred due to the accident, the wounded party need to communicate with a lawyer too. The personal injury attorney will talk to one other insurance providers plus the additional parties that were mixed up in the multiple auto accident.

The car that hits a different car is normally the one at fault. The liable party’s insurance carrier will probably pay the insurance policy limit to each of the other parties. In case the responsible party’s insurance company won’t pay for all of the damages, the other parties can recover their losses through suing the responsible party in court. If there are a number of autos that were at fault, then it becomes more difficult. In most cases, the charge is divided over the different cars.

Any individual who is included in a multiple car accident will need to stay calm and collected. It is essential that they get all the other parties’ insurance specifics. Should they were not able to gather the details at the scene of the accident due to a physical injury, another parties’ insurance information will be on the authorities incident report. The problem of who’ll pay money for the damages from a vehicle accident is a complicated one. There are numerous factors that can impact the end result of who pays. In case one of the parties were without being insured, the conditions can change. It’s not always the car that hit another automobile who is responsible. In the event that another party ignited the auto accident, regardless of whether their car was involved in the accident; they may be responsible for a fraction or all of the charged damages. Anybody really wants to avoid a car accident at all costs but it is sometimes unavoidable. The best method to be ready for the unexpected automobile accident is for a person to totally know their particular insurance policy.

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There are numerous good reasons why you could pick to rent a Ford Cargo Vans. You may will need the additional space that comes with renting a passenger van or your could desire the cargo space that a cargo van can afford. Whatever the cause it’s often recommended to perform your research as this will enable you to to save funds on your van rental.

The right way to Get a Low priced Van Rental
No matter whether it be a cargo van or perhaps a passenger van, there are actually a variety of ways to cut fees when renting a van. A lot of automobile rental providers will deliver affordable van rentals in case you can return the van to a desired destination. For instance they may have need to have of a van at among their depots inside the city and will provide you a discount to return the van to that location. It is at all times worth checking together with the rental company. There might also be a discount readily available in the event you only demand a a single way rental and do not need to return the van to its original depot.

The volume of mileage you strategy to perform within the rental van could also improve your probabilities of a discount. Some car providers will give a discount in case you take the van for an extended time period. If you rent the van for more than a week they might discount the expense of mileage daily. It happens to be at all times best to analysis every one of the rental providers as part of your place before deciding who to rent with. That you’re guaranteed a higher opportunity of acquiring cheap van rentals when you a willing to expend time researching your choices.

A large number of suppliers run promotional deals such as a limited variety of days totally free. For anybody who is not restricted by a time restrict it may be preferred to wait for an beneficial deal which can cut your rental expenses even more. Verify out on the web rental providers for day-to-day specials and discounts. It is also really worth utilizing online comparison internet sites to receive a 100 % free quote and come up with the preferred deal for your rental needs.

In terms of cutting the price of rental it is well worth the time and work to study thoroughly. Make the most of over the internet internet sites that present 100 % free quotes and price tag comparisons. Be sure which you are on the lookout for superb deals and discounts and that you just ask when booking a Ford Econoline Cargo Review.

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Choosing the right baby shower gift is very important and you should give it some serious thought. Baby showers are one of the finest occasions for gift giving. But if you’re one of those people who are completely clueless when it comes to babies, next the could be a difficult situation for you personally.

Here are some suggestions and techniques to find a gift for those adorable babies:

1. Just go to your mall and browse through the plaything department section. You should be capable of choose something that a baby will cherish. Remember that little babies tend to be delicate creatures, so keep away from toys that might potentially damage them. I am too much dependent on internet. I look for every information over it.I have a little baby and I was surprised when I read about baby einstein . I also liked baby einstein toys and baby einstein dvds. I can never imagine my life without these.Soft toys, newborn books, baby apparels are the more ideal presents that are ideal for babies. If you find that you are still having problems deciding on a purchase, ask an amiable salesperson to assist you.

2. Nearly all pregnant women have a registry consideration that specifies the items that they need for their babies. This will make the process of gift giving so much easier regarding friends and family. This also takes out the particular guess work out of the picture. So if you’re not one of those individuals are not crazy about surprises, it’s possible to just check a mother-to-be’s checklist to find out exactly what type of reward she wants.

3. Ask friends and family who are parents to assist you within your time of need. Ask them to impart their wisdom onto an individual, and discuss the things that an infant might need.

4. Do an inventory with your other friends that you know would also be providing baby gifts for this event. This way, you don’t end up buying exactly the same things.

5. If you feel that your own inadequacy when it comes to selecting a baby shower gift is insurmountable , you could just beg one of your pals who are more baby pleasant to tag along with you. This way, you are saved the shame of your severe indecision when it comes time to pick the perfect giant rubber ducky.

6.You can just always buy baby clothes! If you contemplate yourself posh, and love fashion, then this is your possiblity to shine! Who knows your style could even influence the future generation to make carry on your fashion forward sensibilities!

7. Baby jewelry seems cute on babies! Baby bracelets, necklaces, earrings, engraved cufflinks and tie bars regarding boys, are just dandy! Infants can’t have enough cute points in their armory, so do your share and contribute to the storage!

8. Invest on his or her minds and buy tons of child books. Who knows, you just might be the honorary aunt or uncle of a future Einstein! You can’t go wrong together with books. Education is truly a gift!

9. If you want to be cherished, then bestow the gift of a baby saving’s bond. This can help ensure a kid’s future. This way when the baby matures, you will always be remembered as the ample person that you are.

10. Baby shower celebration gift baskets are trustworthy and practical gifts. They will contain everything that a baby will be needing. Baby shower gift baskets have themes. Bath time infant baskets usually contain baby items like a set of comb and also brushes, towels, grooming products and the likes, and of course, the ever reliable rubber ducky.

It’s not genuinely that hard to come up with a baby bath gift idea. For those who are not thinking about babies, and consider these people little brats, well shame giving you! Good thing this is your lucky day, so you can just pick a baby shower celebration gift idea from one of the ideas written above.

If you have a car you’ll want automobile insurance. Many people are aware of the reality that shopping for an auto insurance policy in Unites States is not cheap. Nearly all insurance providers demand that clients pay for insurance premiums ahead of time in order to get insurance coverage from insurance company. However when you have worn out your money on the transaction of your vehicle this may not be a possible option for you. This really is often the problem with college students and first time car buyers. One method to get around this problem would be to try to find no down payment automobile insurance. Despite the fact that full coverage insurance is optional, each state in America have made it mandatory for vehicle drivers to have liability insurance policy. If you’re strapped for cash and go for liability insurance, remember that any kind of damage to you or your vehicle in the event of an automobile accident will not always be insured.

There are certainly a whole lot of factors to consider when you are planning on trying to find no downpayment car insurance. The vehicle you own plays a major role as you stand a good chance of registering for such a policy when it is older plus not too expensive. One more thing that you will need to be aware of is that this type of policies are not necessarily the cheapest choice, though they help in cutting your instant financial burden by not demanding a huge upfront transaction. You will often notice that the total of the month to month premiums at the end of the year in no down payment insurance policies exceeds the advance that you would pay in getting an insurance plan upfront. However, if you’re limited on cash not having to pay an advance to buy car insurance policy is a great thing.

The best way to find the appropriate no downpayment automobile insurance for you is to research the internet. Searching online is a good approach to get started. Many companies make available on-line insurance quotations and you can evaluate the rates along with what each company is providing. You have to be aware that since you do not need to pay cash in advance, you’ll have to pay for the insurance policy coverage of the 1st month for you to become covered by insurance. There are specific web sites where you’ll get rates from several companies by filling out a brief form. Once you’ve narrowed down your choices take the time to speak with an insurance expert from the company. You may be qualified for some sort of rate according to your specific case which would be an added saving for you.

You’ll notice many people who would rather get monthly premium payments even when they can manage to pay up-front. This is because they benefit from the convenience of being in the position to change carriers without paying cancellation fees or maybe simply given that they favour not to pay a lump sum payment. No down payment automobile insurance is a great approach to make car insurance affordable. Furthermore , it helps to prevent people from trying to drive with no insurance coverage and betters the general road safety.

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Ford, Case IH, Massey Ferguson, John Deer, New Holland, Kubota, White, Allis-Chalmers, along with the list goes on. One particular issue they have in standard is they all believe they’ve the most dependable tractor. So which 1 in fact does? Just like Used Ford Tractors, Chevy, and Dodge, most shoppers have their preferred brands. However, for the used tractor buyer, the largest considerations are which brand can be essentially the most dependable, with all the least level of upkeep and least expensive elements. That is the age old question when tractor purchasing.

When hunting at sub compact tractors beneath 40 hp, practically nothing beats a Kubota. The initial price may perhaps not be the least expensive, but in the long term, it will be cheaper to very own than other sub compact tractors. Kubota gives you a significantly more reliable, substantial tech tractor. Parts are readily readily available if upkeep is needed. Kubota has been leading the sales industry for sub compacts for many years and offer increased trade in and resale values. Even so, in the over 40 hp range, Kubota does not measure up with Ford, Situation, Massey Ferguson, John Deer or New Holland. Their tractors are lighter duty and have a tendency to break down quicker than other brands.

Major the market in Utility tractors is extremely tuff to say. Every brand has had their ups and downs. Massey Ferguson had probably the most trustworthy innovative tractor in 1965. Even these days, the 100 series has held their value. As outlined by the 2008 Hot Line Farm Equipment Manual, the 165 series had an common auction value from $1,750 to $4,800, the 175 series had an regular auction price from $1,900 to $9,500, and also the 180 series had an common auction value from $1,600 to $7,000. In 1966, John Deere took a leap ahead of the competitors with their 20 series. With the 3020 along with the 4020 came the Electrical power Shift. John Deere has been a leading tractor for many years and have already been acknowledged to hold their value the best. The Ford 4000 and 5000 series had been pretty difficult and economical tractors. Nonetheless, the hydraulic capacity for your 3-point does not have as very much lift as the newer Ford models. The 8×2 transmission was extremely difficult and nearly indestructible, however the reverse speeds were not perfect. The newer Ford models have an 8×8 transmission that is definitely more user friendly and a lot easier to perform on. They give far more hydraulic capability, front-wheel-drive, and nicer steering.

So which tractor is a lot more dependable. Every dealership will supply cause of why it is best to get their tractor more than one more. As far as I’m concerned, they all have their strong points and their weak points. They all have 1 thing in popular, they’ll all eventually break down, in particular if they are pounded and not maintained. The Ford Tractor that may be the simplest to repair and work on, using the most readily attainable parts will rely mostly in your practical experience and area. So weather you happen to be into Blue, Red, the other Red, Green, the other Blue, Orange, White, or any other color, greater than probably you will sooner or later need to function on it. Based on what you plan to complete with the tractor and your location must figure out which tractor to buy.

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Auto insurance rates will vary depending on the insurance company, your record, and the sort of insurance you are looking to get. If you are searching for inexpensive car insurance or truck insurance then continue reading.

There are approaches to decrease your premiums while not quitting coverage. One of the least difficult things you can do is to find car insurance quotes on the web. This will assist you to comparative shop stress free.

Increasing your deductibles is the easiest way to lower your insurance quotes. The larger the deductible, the reduced the premium will soon be. The insurance deductible is the piece you will need to pay in case of automobile accident, just before your insurance policy steps in. It is vital not to carry a deductible that is more than what you’ll be able to pay. Your insurance provider will not pay tribute to its percentage of the claim until you’ve paid your insurance deductible. Nonetheless, the higher your insurance deductible the reduced your insurance premium cost will be, so you have to find a very good motor insurance.

Remember to question your insurance agent for any offered discounts. Quite often we disregard to ask plus they do not appear to offer the info. A clean record on the current insurance coverage for a certain period of time, getting your homeowner’s protection with the same insurer, taking a protective driving program, having a flawless record, and even having an certified anti-theft device wil dramatically reduce your auto insurance rates.

The sort of car you drive can also lower your insurance quotes. Steer clear of automobiles which have a top quality rating. Rates vary among the different makes and models of cars. The different rates are derived from the risk of accident, cost to fix, higher theft rates for a particular model and also replacement costs such as for instance with a new car or truck. So be certain your automobile is just not going to be in a classification that rises your insurance quotes far too much.

A safe driving history which includes no auto accidents and also no traffic violations can get you the most huge reduction. Almost all insurance companies are very good at recognizing superb driving behaviors. These would be the motorists they want to insure for the reason that their risk is significantly lower.

If the vehicle is old and not very valuable, comprehensive motor insurance is probably not worth buying as it could quickly total up to well over you’d ever receive in case of a collision. It is possible to save up to 20% through the elimination of crash car insurance. You may want to choose to not carry collision insurance too which inturn will save you an extra 20%.

Search around to ensure you are receiving the best auto rates you can. Online automobile insurance shopping has had the guess workout of getting insurance policy and you will right away see if you are being hosed. So in case your car insurance is coming due this is the time to start shopping!

Complete coverage is oftentimes termed as “other than collision” by other folks. It is because such a insurance coverage protects almost everything the insurance carrier considers mightgo wrong with your car other than collision. All-inclusive coverage is definitely an insurance coverage that is built to insure all types of loss and also damages to your vehicle such as following:

Theft, fire, riots, floods, earthquakes and explosions, destructive vandalism or damage, Windstorms, hailstone showers, damage as a result of hitting a pet or bird, and car windows damage (although this could be covered by insurance as a stand alone without having deductible). The protection however doesn’t give cover or protection for theft or vandalism as the result of a family member or office staff, or damage to the car due to unacceptable care from the automobile owner.

An extensive insurance coverage plan could also offer extended coverage for some healthcare expenses which could have been incurred by an individual who happens to be harmed in an automobile accident, may have lost his/her earnings during the time of the vehicle accident, and in addition funeral expenses that may occur from the mishap.

There are also extensions in certain complete insurance coverage that cover you even when taking different cars and trucks also. Still, this extension falls under the Road Traffic Act cover and basically provide you with the basic insurance plan which is greatly insufficient to cover the maintenance expenses for damages resulted in to a car by accident. This will ultimately leave you quite responsible for almost all of the other party’s claim. Hence , it is crucial for you as the insurance customer to understand your protection plans policy cautiously to be able to educate yourself and know what is roofed on your part and what has been ruled out. Studying you insurance policy will eventually help you avoid legal responsibility in case of any sort of accident.

Should your car is a very valuable like $5000 and over or it’s brand-new, then all-inclusive coverage is highly encouraged in your case. A different factor is the fact that all-inclusive policy cover is quite often a necessity with the finance companies if the vehicle is financed or even a lender that’s happy to secure their investment until the line of credit has happened to be paid off. This type of policy cover is usually worthwhile and extremely good to individuals whose expensive automobiles can become a subject for theft. If your new car or truck that you just bought with a car finance is stolen, and you also file an insurance claim with the insurance company, you’ll not be reimbursed the amount of the loan that you took. The insurance company is only going to reimburse the market price of the car which has of course fallen immediately after leaving the car lot.

You require to be very careful when using all-inclusive coverage since it is probably not what your car or truck requires. This is because, if you’re the master of an older car and you are under the age of twenty-five yet your automobile isn’t very valuable because of numerous reasons, then this insurance coverage happens to be unneeded. All-inclusive coverage is the most pricey kind of coverage and if your car or truck is appraised very low you then might turn out having to pay premiums that might easily supersede the worthiness of your respective vehicle. This is why in depth analysis has to be carried out so as to figure out your condition and also insurance preferences prior to buying any premium insurance policy.

The insurance coverage cost that almost all insurance providers have lay out for any one will often depends on a number of points which include: the age of a driver, the sort of driving experience of which he/she has had, the value of the automobile that’s being insured, the location or region in which the car or truck will usually be driven as well as the estimated 12-monthly mileage that the car will take. Web based insurance sites are the most useful places to evaluate for insurance rates. It is strongly advised that you just look into the rates of vehicle insurance companies from the web so as to do a comparison of the prices and obtain the best deal possible and eventually apply the data that you gathered from these websites in your current situations and needs.

In summary, the complete protection this article focuses on is quite costly but can also be the very best coverage that you can purchase for your completely new and costly vehicles. This coverage will surely give protection to your automobiles from the many possible accidents out there.

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It is not surprising to determine an Hd Forty-Eight Sportster traversing the roads with the British Isles because HD UK has often been energetic in bringing the enjoyment of big biking to this part of Europe.

Nearly all of the Harley-Davidson designs actually marketed can be noticed roaming the uk. This fad started out in 1949 once the Harley Riders Club of Excellent Britain was shaped and arranged national parades and ride-outs. This tradition was maintained and by 1982, the group has grown into a huge number of members within the United kingdom, USA, Australia, and Europe. In 1991 the Hd US Hog Owners Group became an global group and held its initial official European rally in Cheltenham, England. Quickly, HOG chapters were organized in many places inside the Uk as well as other countries. In the Uk, they’re the important thing to supplying the needs of many Harvey bicycle proprietors simply because offering solutions to teams with pre-identified members is an excellent comfort for all those providing this kind of services.
In the support of the powerful Harley-Davidson Uk network of dealers,

Harley entrepreneurs are supplied with unique companies like motorcycle training, rent-a- Harley privileges, and in depth guides to ride-outs and rallies within the Uk. There is even a Museum to indicate scenario Harley memorabilia in instances earlier. Harley-Davidson provides all models accessible for sale and a full array of elements and components for your Hd bikes. Hd riding gear and Hd apparel will also be within their lists of provided goods. They’ve got a very effective site exactly where you are able to browse and research for whatever you’ll need, service or product. The custom of service to the High definition users is the principal characteristic that makes Harley-Davidson Uk aside from other motorcycle suppliers inside the United kingdom.

The latest designs offered in the Uk consist of the Dyna FLD Switchback, a perfect design for cruising about as well as the Night Rod Unique, designed for simple handling and splendid speed overall performance. 2012 models with the Touring and Softail are actually equipped with the Twin Cam 103 engines which can be air-cooled engines with six-speed transmission for the best possible power and performance. All these new types and even the classic Harley motorbikes are presented through the Harley-Davidson United kingdom dealers via their well- trained technicians who provide technical details on the latest High definition bikes. Some dealers supply older models which they have refurbished and brought to excellent conditions. Whether previous or new designs, the main attraction of the Harley bicycle may be the various customizations which can be utilized on any product. Harley -Davidson Uk delivers an substantial catalogue of elements that can be used for this sort of customizations
One of the most pleasant time for Harley-Davidson Uk owners is during a scheduled rally or ride-outs.

In this kind of activities, a large number of Hd proprietors arrive out with their bikes in joyful celebration of the situation and have the chance to fulfill the two previous and new buddies and acquaintances inside the rally. This can be where every person Hd proprietor can display off his bike for all to determine and also to watch other admirable motorcycles getting paraded. Harley-Davidson United kingdom frequently gives this memorable handle to a huge number of Harley owners therefore preserve excellent rapport with them. This is the ultimate gesture of after-sales-service at Harley-Davidson Uk that may be conceived by any advertising company.

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I am not really a person that has been bothered with blogs, but I was intrigued one day from a random blog. I read about a person that took a a massive risk after been in a dead end job, a scary boss with definately no interest in their job.

I related to this article and was keen to check and find out what the outcome was. Like me the guy worked for the government and did not have a trade or skill to fall back on. The question I was always asking myself was how do you learn a skill in a short space of time that would give you earnings virtually straight away.
Reading on in the article, it seems this person took a 3 week course and came out the other side as a fully trained SMART repairer.

Having never heard of a SMART (Small to Medium Area Repair) repairer, I did some investigating as I was very interested in a job that you could be trained to undertake in 3 weeks and earn money straight away. My findings was that a SMART repairer is basically someone who undertakes scuff repair or similar jobs, they are usually mobile so can fix these issues reletively quickly at a place convenient to the customer.
OK sounds great!!! Working for myself was the extra incentive, no more been told what to do, this was for me, on my terms!!!

After making enquiries about the franchise route, I decided to form my own name. Franchises are all well and good and have the advantage that they are established, however they are set up to make money from you and take a great deal of your money whether you’re earning or not. I did my market research and my training and found that I was getting great satisfaction from running my own business which I called CAR-e.
Another advantage of owning your own business is that you can run it the way you wish. I found that customers have other repairs around the car that I could easily undertake with a bit more training. These services included alloy wheel refushment, which I added and found my earnings potential rose as a result.

Obviously its not all a smooth ride, at the start you make misjudgements, spiders get in your fresh lacquer, or it starts raining etc. But you get over these issues, keep improving, learn from mistakes and stay positive even when you feel like giving it all up!

People eventually see you have a great product and service to offer. Like me if a job is done with commitment and dedication I would be more than happy to hand my money over.

This is why after reading that random blog, it changed my life, I also took the leap of faith and I am succeeding because I am happy, I get job satisfaction, my work isn’t routine and I answer to no one… Hopefully this blog may also inspire other people who relate to the routine work in a dead end job! But be prepared to work hard and learn from mistakes, don’t make excuses the customer is always right!!!!!!
My greatest satisfaction…saying “I quit with a big smile all over my face to my not so great former boss!!!”
Frazer (CAR-e)
http://www.myCAR-e.co.uk

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